How does COBRA work with Employee Navigator? EN supports COBRA in two ways.
1. COBRA notifications - when an employee newly enrolls in a benefit that is subject to COBRA (e.g. medical, dental, vision) or an employee or dependent(s) have lost coverage due to a qualifying event, the employee or dependent(s) need to be issued a notice of COBRA rights. EN supports the automatic notifications through our COBRA EN-Exchange if you are connected to an integrated TPA. Our software is designed to be used with integrated COBRA TPA's
2. COBRA enrollment reporting - after an employee or dependent(s) have lost coverage, the Carrier will terminate the coverage. If the employee or dependent(s) decide to elect coverage through COBRA, their coverage needs to be reinstated with the Carrier's. EN supports reporting the reinstatement's (COBRA enrollments) to Carriers ONLY if the client is connected to EN's 834 files or the Carrier EN-Exchange if the Carrier excepts COBRA enrollments on the file. It is your responsibility to verify if COBRA enrollments are included with your Carriers' enrollment exchange.
Please click this link to review our EN-Exchange articles:
Please click this link to review our integrated TPA partners:
COBRA Enrollment Reporting:
Please click this link to review our COBRA enrollment reporting articles: